View 49 homes for sale in Schenectady in as little as one click of the mouse! Also see foreclosure and MLS real estate listings.

Buying real estate in Schenectady?

Get preapproved for a mortgage. Your top-dollar home price is a function of your household income, your creditworthiness, interest rates, the type of loan you select and how much ready cash you have for the down payment and closing costs, among other factors. Rather than guessing or estimating how much you can afford to spend, ask a lender or mortgage broker to give you a full assessment and a letter stating how much you're qualified to borrow. The true amount may be much more or much less than you think.

Home buyers who are seeking a mortgage find out early-on that their credit score plays an important part in the home buying process and in determining the interest rate that a lender offers.

Be prepared to make an offer. House-hunting can also be frustrating, especially if you know in your heart you're not really emotionally or financially ready to buy a home. If you're not ready, don't put yourself through the exercise. If you are ready, go through a blank purchase contract ahead of time so you'll know what decisions you'll face when you make an offer.

Homes for Sale in Schenectady county, NY Recently Sold Foreclosures Photo / ID Address Price Home - 1161 McClellan Street, Schenectady, New York 12309 Single Family, 3 beds, 2.0 baths, 1749.0 sq.ft. $154,000 Home - 8508 WESTERN TNPK, Duanesburg, New York 12056 Single Family, 2 beds $234,900 Duplex - 2050 Guilderland Ave, Schenectady, New York 12306 Duplex/Triplex/Multi-Family, 4 beds, 2.0 baths $110,000 Duplex - 40 Union Ave, Schenectady, New York 12303 Duplex/Triplex/Multi-Family, 4 beds, 4.0 baths $179,900 Real estate for sale - 300 Altamont Avenue, Schenectady, New York 12304 Other $79,900 Real estate for sale - 943 dean street, Schenectady, New York 12309 Other, 2 beds, 1.5 baths $134,000 Home - 1556 santa fe street, Schenectady, New York 12303 Single Family, 3 beds, 1.0 baths $114,500 Real estate for sale - 509-11 SOUTH AV, Schenectady, New York 12305 Other $490,000 Home - 1571-75 VAN VRANKEN AVE, Schenectady, New York 12308 Single Family, 5 beds, 4.0 baths $99,900 Home - 4 Alamo Lane, Schenectady, New York 12304 Single Family, 3 beds, 1.0 baths $134,900 Home - 521 MANHATTAN ST, Schenectady, New York 12308 Single Family, 4 beds, 2.0 baths $69,900 Home - 1308 Weast Rd, Schenectady, New York 12306 Single Family, 3 beds, 1.0 baths $55,000 Home - 1221 UNION ST, Schenectady, New York 12308 Single Family, 4 beds $199,900 Real estate for sale - River Rd, Pattersonville, New York 12137 Acreage/Land $435,000 Home - 204 Shereen Ct., Schenectady, New York 12304 Single Family, 3 beds, 1.5 baths, 2000.0 sq.ft. $255,000 Didn't find what you were looking for? View our foreclosure listings and save as much as 30% to 50% on the price of your home.

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