Elgin, IL, 60123 - For Sale By Owner

Additional features: Floors: 2, Garage size: 2.5, School district: U-46, Features: Fireplace, Carpeted Floors, Wood Floors, Pool

This is a large raised ranchxa0plus addition is on a corner lot in the Century Oaks West subdivision. It features many upgrades and a very private pool/deck/patio area. It also includes 3 bedrooms, 3 bathrooms (1 full, 2 with showers), eat-in kitchen, dining room, living room, office, utility room, & all appliances stay. There are NO linoleum or no-wax floors in this house. All tile floors are ceramic, porcelin, or quarry tile and oak. Carpeted areas are the bedrooms, family room, and living room. Thexa0furnace & A/C replaced, the concrete driveway & sidewalk around to the back as well. New Roof & Siding Soon!

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Note: WE'RE MOTIVATED TO CLOSExa0by DECEMBER 1ST & WILL MATCH THE 1ST TIME BUYER PROGRAM FOR 1ST TIME BUYERS (THAT'S A $16,000 SPIN & $8,000 FROM US!)xa0-The advertised price of ($241,900.00 ) is to close now becausexa0you have your financing & down payment in order. OR - you mayxa0QUALIFY for one of our down payment plans ( this means you canxa0finacially accomplishxa0all stated below) including assuming all maintenance & utilitiesxa0during the plan period.xa0 AND - don't forget about the $8,000 "1st Time HomeBuyer" Government Program -xa0ENDS NOVEMBER 30TH!

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This agreement is "not" for the faint of heart! But - If you are diligent, neat, and timely - you could qualify toxa0live in this house with a small amount down payment and pay monthly payments toward the closing and price of your choice. As you read this - please note - this is a "Sales Contract" to "purchase" this home by specific dates. Interested parties will prove employment - income - provide all reference and credit information.

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IFxa0you have good payment & work history - we'll work with you for the next 12-24 months to establish A SUBSTANTIAL DOWN PAYMENT! Note: We will interview potential buyers for a Down Payment Plan for a 12-36 month period - where by - you could move in and pay $1,600 monthly + utilities + insurance per the sales agreement. By agreement - you would secure your own financing to closexa0per the selectedxa0date & plan withxa0the followingxa0down payment credits against these locked in prices.xa0We (THE Sellers) also pay the 2 tax payments each year per the agreement. *

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$244,900.00 -xa0Move in with $5,000 down.xa0Close in 2010 with a $19,000 down payment credit.*

$247,900.00 -xa0Move in with $6,000 down. Close in 2011 with a $38,000 down payment credit.*

$250,900.00 - Move in with $7,000 down. Close in 2012 with a $57,000 down payment credit.*

Note: For value recieved in the form of the Big DownPayment Credits - you agree to assume all repairs & maintenance.xa0xa0

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Please call the owner (do not text) Dennis - to see the propoerty, 815-814-5364.

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