Yonkers, NY, 10705 - For Sale By Owner

Additional features: Floors: 3, Garage size: 1.0, School district: N/A, Features: Fireplace, Wood Floors, Spa/Jacuzzi

Perfect for large family, with home office in finished basement, new jaccuzi installed, and bathroom on every floor! Gas heated boiler, new roof, black granite counter tops in kitchen, very quiet neighborhood, convenience store down the block and very easy access from I-87/bus or towards Manhattan, (east or west side highway - 25 minutes).

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House is 2,275 sqft, house with yard the total square feet is 10,454. Just on the market, very motivated to sell, but must show bank proof of financing qualification before gaining an acceptance of offer. No brokers, no solicitations, no MLS listings!

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WANT TO KNOW IF YOUR BANK WILL QUALIFY YOU? Here's a sample scenario...

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Rates today on 30 year fixed are averaging 6%%. For every $100,000 you borrow, you can expect an extra $600 in monthly payments for bothxa0principal and interest. Taxes for 2008 were close to $7,500 and insurance is about $1,200 = $725. So, if you are making a $100,000 downpayment and borrowing $400,000, your monthly payment is $2,400 for principal and interest ($600 x 4) + $725 = $3,125

According to current banking guidelines, your income needs to bexa0AT LEAST 3xa0TIMES your required monthly payment (including any other credit card debt, auto loans, etc). So in this example, if you are borrowing $400,000 your total income needs to be at leastxa0= $9,375 income/month!

I am not a banker (although I used to be) but by far, the easiest and most competitive mortgage on the market right now is offered by the U.S. government through HUD. If you need help qualifying for a mortgage you can go directly to the government site for the Department of Housing andxa0choose "FHA". Their phone number is also listed for questions: http://www.hud.gov/fha/choosefha.cfm

I can show the house starting October 28. Generally, I'm available to show the house: Tuesdays, Wednesdays and Thursdays, 1:00pm - 5:00pm. I may be able to accomodate other times with some advance notice. Call, email or text. 561-716-8149. cmcrealty2003@yahoo.com. Motivated to sell at a fair price.

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For interested buyers: To view more pictures, and a copy of the survey please visit the following link -

http://www.cmcbronxrealty.com/370.html

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